
Free download, the buyout guide
Keeping the house in a divorce: the free buyout guide
What a buyout is, four ways to pay it, why the low rate is worth real money, what a lender counts as income after a divorce, the refinance deadline that goes in the decree, the quitclaim myth, and a one-page worksheet. Four pages. Tell us where to send it and the PDF opens right away.
Next free Zoom: second Saturday, 9:00 AM Mountain · in a few days · Divorce and the House: sell it, keep it or buy out?
Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.
The buyout math
The three numbers, the Denver example, and four ways to pay: refinance, HELOC, assumption, trade assets after tax.
Why the low rate matters
Keeping a 3 percent loan instead of refinancing saves about $830 a month on $350,000.
Qualifying alone
What the lender counts, the three-year support rule, the honest test, the refinance deadline, the quitclaim myth.
After the decree
The deed, the release, insurance, taxes under IRC 1041, what to do if the numbers fail, and the worksheet.

Keeping the House in a Colorado Divorce: Buyout, Refinance and the Deadline
What a buyout is, four ways to pay it, why the low rate is worth real money, what a lender counts as income after a divorce, the refinance deadline that goes in the decree, the quitclaim myth, and a one-page worksheet. Free, 4 pages, plain English, Colorado numbers. Fill in your name, email and phone and the PDF opens right away. Only Brian Burke and Damon Chavez see the form.
A 4-page PDF in the same format as our Colorado divorce-home guide, written by Brian Lee Burke and The Kenna Group, reviewed by Damon L. Chavez, Certified Real Estate Divorce Specialist. Short sections, tables, callout boxes for the catches, Denver-metro numbers, and who to call on the last page. General education, not legal, tax or lending advice, and it says so on every page.
What is in it
- The three numbers and the buyout math on a Denver example.
- Four ways to pay the buyout, with the monthly on each.
- Why the low rate is worth real money.
- Qualifying alone: what the lender counts and the three-year rule.
- The refinance deadline and the quitclaim myth.
- After the decree, if the numbers fail, and the worksheet.
How the download works
- Fill in the form below: your name, email and phone.
- The PDF opens the moment you press the button, and we email you the link so you have it.
- Discreet. Only two people see the form: Brian Lee Burke and Damon L. Chavez. We never share it, we never contact you without permission, and we text once to offer a time to talk. Reply STOP and that is the end of it.
More free Colorado divorce guides: the house, the money, selling, buying, after 50

Divorce and the House: A Guide for Women
Download the free guide
Divorce and the House: A Guide for Men
Download the free guide
How to Sell Your House in a Colorado Divorce: The Seller’s Guide and Checklist
Download the free guide
Gray Divorce in Colorado: Divorce After 50, the House, the Pension and What Comes Next
Download the free guide
Buying a Home After Divorce in Colorado: One Income, the Down Payment, the Next Place
Download the free guide
Colorado Divorce and the House: the homeowner’s guide
Download the free guideWant it walked through?
Divorce and the House: Sell It, Keep It or Buy Out Your Spouse?
Second Saturday of every month, 9:00 to 10:00 AM Mountain
Next: ·
A real estate professional, a mortgage professional and a title professional, focused on what to do with the house: what it is worth, the equity, the buyout, selling before or after the decree, and your questions, sent ahead and answered live. Every session is recorded for the workshop library. Free, no pitch.
Second Saturday, Littleton
Second Saturday of the month, 9 to 11 AM
The in-person Second Saturday Divorce Workshop at St. Philip Lutheran Church in Littleton, where Damon L. Chavez holds the real estate seat. Free. For attorneys, financial analysts, mediators and counselors, we refer you to professionals we know.
Where to go next
- All seven free guides
- The 20-page divorce-home guide
- How we sell a divorce home
- Colorado divorce statistics
- Written for women
- Written for men
- Sell the house
- Keep the house
- Gray divorce in Colorado
- Reserve a workshop seat
- The divorce real estate group
- Brian Lee Burke, divorce real estate lead
- Damon L. Chavez, Certified Real Estate Divorce Specialist
- Book a discovery call
- Search every home for sale
- Register for the free monthly Zoom: Divorce and the House
Call your Colorado divorce agent
Questions about the house, the deed or the decree?
Call us today to talk through your situation and how we can help. A live person answers. Not a robot, not a phone tree.
Free and confidential
Get the free buyout guide
Your name, email and phone, and the PDF opens the moment you press the button. Only Brian Burke and Damon Chavez see this form. You may use any lender.
303-955-4220A live person answers. Not a robot, not a phone tree. Prefer email? homes@kennarealestate.com
Divorce Decisions™: Colorado divorce workshops and education. Real estate services provided by The Kenna Group at Keller Williams DTC. Not legal, tax, lending or financial advice.
Ready to sell or buy? The Kenna Group handles the house.
- Real estate and divorce in Colorado: divorce realtors in every Front Range city and county
- Divorce and real estate articles on kennarealestate.com
Call or text 303-955-4220. A live person answers.