Divorce changes more than your marital status.

No. Once a Colorado divorce case is filed and served, an automatic temporary injunction stops either spouse from selling, transferring or borrowing against marital property outside ordinary living expenses without the other’s written consent or a court order. What the injunction covers.

Nobody automatically. Colorado divides marital property equitably, which means fairly, not necessarily 50/50. The house usually goes one of four ways: sold and split, one spouse buys the other out, a delayed sale, or both keep it for a while. How judges and couples decide.

Whoever the temporary orders say, and until then usually whoever has been paying. The lender does not care what the decree says: a missed payment lands on both credit reports. Protecting your credit during the case.

Sometimes. A buyout usually means a cash-out refinance at today’s rate, but a HELOC for the buyout amount or an assumption of the existing loan can keep the old rate. Whether you qualify on one income is the real question. The buyout math.

Often before, for tax reasons: a married couple filing jointly can exclude up to $500,000 of gain on a primary home, a single filer $250,000. But timing also depends on the market, the case, and who is living there. The $250k / $500k rule.

At least 91 days from filing and service. Uncontested cases often finish in three to six months. Contested cases with a house, retirement accounts and kids commonly run a year or more. The process, step by step.