Free download, gray divorce
Gray divorce in Colorado: the free guide
Gray divorce is now about four in ten divorces. What is different when the house is most of what you own: the paid-off house buyout, pensions and PERA’s 90-day rule, the ten-year Social Security rule, health insurance before Medicare, the capital-gains trap on a long-held home, and Social Security and Medicare timing, adult children and the family home, and choosing the next place for the next twenty years. Six pages. Tell us where to send it and the PDF opens right away.
Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.
What is different after 50
The house as the estate, pensions, Social Security, insurance, maintenance terms, and value-after-tax.
The capital-gains trap
A 1998 house with $580,000 of gain, sold jointly versus alone, and the paperwork to find this month.
The house, the pension, the trade
Three ways it settles, keeping a paid-off house, reverse mortgages, the senior exemption, PERA in 90 days.
The next place
The downsizing menu with numbers, living alone on purpose, and who to call.

Gray Divorce in Colorado: Divorce After 50, the House, the Pension and What Comes Next
Gray divorce is now about four in ten divorces. Free, 6 pages, plain English, Colorado numbers. Fill in your name, email and phone and the PDF opens right away. Only Damon Chavez and Brian Burke see the form.
A 6-page PDF in the same format as our Colorado divorce-home guide, written by The Kenna Real Estate Group with Damon L. Chavez, Certified Real Estate Divorce Specialist. Short sections, tables, callout boxes for the catches, Denver-metro numbers, and who to call on the last page. General education, not legal, tax or lending advice, and it says so on every page.
What is in it
- What is different after 50, in a table.
- Value everything after tax, and the capital-gains trap on a long-held home.
- Paperwork to find this month.
- The paid-off house, the pension, and the three ways it settles.
- The downsizing menu, with numbers, and living alone on purpose.
- Social Security, Medicare and health insurance: the dates that decide it.
- Maintenance after a long marriage, and the estate documents nobody updates.
- Adult children, the family home, and the gray-divorce timeline checklist.
How the download works
- Fill in the form below: your name, email and phone.
- The PDF opens the moment you press the button, and we email you the link so you have it.
- Discreet. Only two people see the form: Damon L. Chavez and Brian Lee Burke. We never share it, we never contact you without permission, and we text once to offer a time to talk. Reply STOP and that is the end of it.
More free Colorado divorce guides: the house, the money, selling, buying, after 50

Divorce and the House: A Guide for Women
Download the free guide
Divorce and the House: A Guide for Men
Download the free guide
How to Sell Your House in a Colorado Divorce: The Seller’s Guide and Checklist
Download the free guide
Keeping the House in a Colorado Divorce: Buyout, Refinance and the Deadline
Download the free guide
Buying a Home After Divorce in Colorado: One Income, the Down Payment, the Next Place
Download the free guide
Colorado Divorce and the House: the homeowner’s guide
Download the free guideWant it walked through?
The virtual workshop
Start now, free
Every talk from the live workshop, rebuilt as short answers you can read on your phone: the Colorado process, the money, the house, and what comes after. No sign-up to read.
The live workshop
Next: Saturday, November 14, 2026, 9 to 11 AM
In person in the south Denver metro (the address comes with your seat confirmation) and live on Zoom the same morning. Totally free, no sales pitch. A family-law attorney, a financial planner, a mortgage lender, a title company representative, a counselor and a real estate professional in one room. Anonymous questions welcome.
Where to go next
- All seven free guides
- The 20-page divorce-home guide
- How we sell a divorce home
- Colorado divorce statistics
- Written for women
- Written for men
- Sell the house
- Keep the house
- Gray divorce in Colorado
- Reserve a workshop seat
- The divorce real estate team
- Damon L. Chavez, Certified Real Estate Divorce Specialist
- Book a discovery call
- Search every home for sale
- Call or text 303-955-4220: a live person answers
- Meet the presenters
Call your Colorado divorce agent
Questions about the house, the deed or the decree?
Call us today to talk through your situation and how we can help. A live person answers. Not a robot, not a phone tree.
Get the free gray divorce guide
Your name, email and phone, and the PDF opens the moment you press the button. Only Damon Chavez and Brian Burke see this form. Nobody sells you anything.
Call or text 303-955-4220
A live person answers. Not a robot, not a phone tree. Prefer email? homes@kennarealestate.com
Ready to sell or buy? Kenna Real Estate Group handles the house.
- Real estate and divorce in Colorado: divorce realtors in every Front Range city and county
- Divorce and real estate articles on kennarealestate.com
Call or text 303-955-4220. A live person answers.


