Written for parents
Divorce, the kids and the house: what parents ask, answered
Should we keep the house for the kids? Does nesting work? How close do the two homes have to be? Do they each need a bedroom? Does child support count toward a mortgage? How do we tell them we are moving? The short answers are here, each with a page behind it, and the free 20-page divorce-home guide you can print for the other parent.
Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.
The kids need two homes they can count on
Not necessarily this one. Both parents close, a bed at each home, the same friends and routines. The house is often what pays for that.
No preference for either parent
Parenting time is decided on the children's best interests (C.R.S. 14-10-124). Living close to the other parent and inside the school attendance area is the practical lever.
Every overnight counts now
Under HB25-1159 child support credits every overnight, so the parenting plan and the housing budget are one conversation.
The 20-page divorce-home guide
Every option with the math, the buyout, the mortgage on one income, the checklist. Printable, for both parents.
The questions, answered short
Should we keep the house for the kids?
Only if one income carries it with room to spare, and the parenting plan keeps both parents close anyway. A house one parent cannot afford is a second loss for the kids two years later. The honest test, with the Denver numbers.
Can one of us stay in the house until the youngest graduates?
Yes, with a deferred sale written into the decree: who pays what, the trigger date, the sale terms, what happens on a missed payment. Both names usually stay on the loan. How a deferred sale is written.
What is nesting, and does it work?
The kids stay in the house and the parents rotate in and out, usually with a small shared apartment. It works as a bridge of six to twelve months while the house is decided; it rarely works for years. Nesting in Colorado.
How close do the two homes have to be?
Colorado does not set a distance. Practically: inside the drive time your parenting plan assumes, and inside the same school attendance area if that is the plan. Courts weigh how well a schedule actually works. Finding the second home.
Do the kids need their own bedroom at each house?
No Colorado law requires it. Evaluators and judges do look at whether each home can realistically hold the schedule, and a bed of their own is the thing kids mention first. A shared room with a real bed beats a couch.
Does child support count toward a mortgage?
Received: only with the decree, a receipt history and three years left to run. Paid: it counts against you from the day it is ordered. The 2026 formula and the mortgage.
Can I move the kids out of state?
Not during the case without consent or an order. After the decree, a relocation that changes the parenting plan goes through the court (C.R.S. 14-10-129). Talk to your attorney before you sign a lease anywhere.
How do we tell the kids we are selling?
Together if you can, once the decision is made, with the plan for both homes ready to describe. Telling them, moving day, the new neighborhood.
Start with the page for your situation
Should we keep the house?
The honest test, the Denver numbers, and what the kids actually need.
Keep or sellNesting
The kids stay, the parents rotate. When it works and when it does not.
NestingTwo homes the kids go between
The second-home checklist: distance, bedrooms, attendance area, renting first.
Find the second homeChild support and the house
The 2026 overnight formula, what a lender counts, buying on one income.
The moneyMoving the kids
Telling them, the parenting class, moving day, the new neighborhood.
The moveThe free guides
Seven printable guides: the house, for women, for men, selling, buying, keeping, gray divorce.
DownloadThe kids first, then the numbers
The house is not the same thing as the kids' stability. Two homes they can count on usually is.
Every parent we talk to starts with the same fear: that selling the house means losing what the kids have. Sometimes keeping it is right. More often the thing the kids need (both parents close, a bedroom at each home, the same friends and activities) is possible in two smaller homes, and the house is what pays for them.
We give both parents the same written number at the same time, tell you what one income carries, and help you find the second home inside the parenting plan. Nothing here is logged to an account, and we contact you only if you say yes.
Where to go next
- Divorce, the kids and the house: start here
- The free divorce-home guide (PDF)
- Should we keep the house for the kids?
- Nesting: the kids stay, the parents rotate
- Two homes the kids go between
- Child support and the house (2026 formula)
- Moving the kids after a divorce
- Keep the house for the kids: the deferred sale
- Fathers, parenting time and the house
- Written for women
- Written for men
- Buying after divorce
Call your Colorado divorce agent
Questions about the house, the deed or the decree?
Call us today to talk through your situation and how we can help. A live person answers. Not a robot, not a phone tree.
Ask us about the kids and the house
Tell us the parenting schedule you have or want and whether one of you hopes to stay. We answer honestly, including when the honest answer is two smaller homes.
Call or text 303-955-4220
A live person answers. Not a robot, not a phone tree. Prefer email? homes@kennarealestate.com
Ready to sell or buy? Kenna Real Estate Group handles the house.
- Real estate and divorce in Colorado: divorce realtors in every Front Range city and county
- Divorce and real estate articles on kennarealestate.com
Call or text 303-955-4220. A live person answers.


