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Written for parents

Divorce, the kids and the house: what parents ask, answered

Should we keep the house for the kids? Does nesting work? How close do the two homes have to be? Do they each need a bedroom? Does child support count toward a mortgage? How do we tell them we are moving? The short answers are here, each with a page behind it, and the free 20-page divorce-home guide you can print for the other parent.

Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.

Answer first

The kids need two homes they can count on

Not necessarily this one. Both parents close, a bed at each home, the same friends and routines. The house is often what pays for that.

Colorado

No preference for either parent

Parenting time is decided on the children's best interests (C.R.S. 14-10-124). Living close to the other parent and inside the school attendance area is the practical lever.

2026

Every overnight counts now

Under HB25-1159 child support credits every overnight, so the parenting plan and the housing budget are one conversation.

Free

The 20-page divorce-home guide

Every option with the math, the buyout, the mortgage on one income, the checklist. Printable, for both parents.

The questions, answered short

Should we keep the house for the kids?

Only if one income carries it with room to spare, and the parenting plan keeps both parents close anyway. A house one parent cannot afford is a second loss for the kids two years later. The honest test, with the Denver numbers.

Can one of us stay in the house until the youngest graduates?

Yes, with a deferred sale written into the decree: who pays what, the trigger date, the sale terms, what happens on a missed payment. Both names usually stay on the loan. How a deferred sale is written.

What is nesting, and does it work?

The kids stay in the house and the parents rotate in and out, usually with a small shared apartment. It works as a bridge of six to twelve months while the house is decided; it rarely works for years. Nesting in Colorado.

How close do the two homes have to be?

Colorado does not set a distance. Practically: inside the drive time your parenting plan assumes, and inside the same school attendance area if that is the plan. Courts weigh how well a schedule actually works. Finding the second home.

Do the kids need their own bedroom at each house?

No Colorado law requires it. Evaluators and judges do look at whether each home can realistically hold the schedule, and a bed of their own is the thing kids mention first. A shared room with a real bed beats a couch.

Does child support count toward a mortgage?

Received: only with the decree, a receipt history and three years left to run. Paid: it counts against you from the day it is ordered. The 2026 formula and the mortgage.

Can I move the kids out of state?

Not during the case without consent or an order. After the decree, a relocation that changes the parenting plan goes through the court (C.R.S. 14-10-129). Talk to your attorney before you sign a lease anywhere.

How do we tell the kids we are selling?

Together if you can, once the decision is made, with the plan for both homes ready to describe. Telling them, moving day, the new neighborhood.

Start with the page for your situation

The kids first, then the numbers

The house is not the same thing as the kids' stability. Two homes they can count on usually is.

Every parent we talk to starts with the same fear: that selling the house means losing what the kids have. Sometimes keeping it is right. More often the thing the kids need (both parents close, a bedroom at each home, the same friends and activities) is possible in two smaller homes, and the house is what pays for them.

We give both parents the same written number at the same time, tell you what one income carries, and help you find the second home inside the parenting plan. Nothing here is logged to an account, and we contact you only if you say yes.

A written valuation to both parents, free
The one-income number a lender will approve
Homes inside your parenting-plan distance
A discovery call with no pitch

Book a discovery call

Plain-language education, not advice. Divorce Decisions is published by The Kenna Real Estate Group at Keller Williams DTC, a real estate team. Nothing here is legal, tax, lending or financial advice, and reading it does not create any professional relationship. Colorado law and lender rules change; confirm anything that matters to your case with a licensed Colorado attorney, a tax professional, and your lender. See our full disclaimer.

Call your Colorado divorce agent

Questions about the house, the deed or the decree?

Call us today to talk through your situation and how we can help. A live person answers. Not a robot, not a phone tree.

Ask us about the kids and the house

Tell us the parenting schedule you have or want and whether one of you hopes to stay. We answer honestly, including when the honest answer is two smaller homes.

Call or text 303-955-4220

A live person answers. Not a robot, not a phone tree. Prefer email? homes@kennarealestate.com

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303-955-4220

A live person answers. Not a robot, not a phone tree.

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