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Free download, the buyout guide

Keeping the house in a divorce: the free buyout guide

What a buyout is, four ways to pay it, why the low rate is worth real money, what a lender counts as income after a divorce, the refinance deadline that goes in the decree, the quitclaim myth, and a one-page worksheet. Four pages. Tell us where to send it and the PDF opens right away.

Next free Zoom: second Saturday, 9:00 AM Mountain · in a few days · Divorce and the House: sell it, keep it or buy out?

Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.

Page 2

The buyout math

The three numbers, the Denver example, and four ways to pay: refinance, HELOC, assumption, trade assets after tax.

Page 2

Why the low rate matters

Keeping a 3 percent loan instead of refinancing saves about $830 a month on $350,000.

Page 3

Qualifying alone

What the lender counts, the three-year support rule, the honest test, the refinance deadline, the quitclaim myth.

Page 4

After the decree

The deed, the release, insurance, taxes under IRC 1041, what to do if the numbers fail, and the worksheet.

Cover of Keeping the House in a Colorado Divorce: Buyout, Refinance and the Deadline

Keeping the House in a Colorado Divorce: Buyout, Refinance and the Deadline

What a buyout is, four ways to pay it, why the low rate is worth real money, what a lender counts as income after a divorce, the refinance deadline that goes in the decree, the quitclaim myth, and a one-page worksheet. Free, 4 pages, plain English, Colorado numbers. Fill in your name, email and phone and the PDF opens right away. Only Brian Burke and Damon Chavez see the form.

Download the free guideFree · discreet · no obligation
What it is

A 4-page PDF in the same format as our Colorado divorce-home guide, written by Brian Lee Burke and The Kenna Real Estate Group, reviewed by Damon L. Chavez, Certified Real Estate Divorce Specialist. Short sections, tables, callout boxes for the catches, Denver-metro numbers, and who to call on the last page. General education, not legal, tax or lending advice, and it says so on every page.

What is in it

  1. The three numbers and the buyout math on a Denver example.
  2. Four ways to pay the buyout, with the monthly on each.
  3. Why the low rate is worth real money.
  4. Qualifying alone: what the lender counts and the three-year rule.
  5. The refinance deadline and the quitclaim myth.
  6. After the decree, if the numbers fail, and the worksheet.

How the download works

  • Fill in the form below: your name, email and phone.
  • The PDF opens the moment you press the button, and we email you the link so you have it.
  • Discreet. Only two people see the form: Brian Lee Burke and Damon L. Chavez. We never share it, we never contact you without permission, and we text once to offer a time to talk. Reply STOP and that is the end of it.

Get the free guide (PDF)

More free Colorado divorce guides: the house, the money, selling, buying, after 50

Want it walked through?

Free, live, on Zoom

Divorce and the House: Sell It, Keep It or Buy Out Your Spouse?

Second Saturday of every month, 9:00 to 10:00 AM Mountain

Next: the next second Saturday, 9:00 AM Mountain ·

A real estate professional, a mortgage professional and a title professional, focused on what to do with the house: what it is worth, the equity, the buyout, selling before or after the decree, and your questions, sent ahead and answered live. Every session is recorded for the workshop library. Free, no pitch.

Register for the next Zoom

Prefer in person?

Second Saturday, Littleton

Second Saturday of the month, 9 to 11 AM

The in-person Second Saturday Divorce Workshop at St. Philip Lutheran Church in Littleton, where Damon L. Chavez holds the real estate seat. Free. For attorneys, financial analysts, mediators and counselors, we refer you to professionals we know.

Reserve a seat

Plain-language education, not advice. Divorce Decisions™ is Colorado divorce education and free workshops; real estate services are provided by The Kenna Real Estate Group at Keller Williams DTC, a real estate group; Divorce Workshops Colorado is the live and online workshop offered through Divorce Decisions. Nothing here is legal, tax, lending or financial advice, and reading it does not create any professional relationship. Colorado law and lender rules change; confirm anything that matters to your case with a licensed Colorado attorney, a tax professional, and your lender. See our full disclaimer.

Call your Colorado divorce agent

Questions about the house, the deed or the decree?

Call us today to talk through your situation and how we can help. A live person answers. Not a robot, not a phone tree.

Free and confidential

Get the free buyout guide

Your name, email and phone, and the PDF opens the moment you press the button. Only Brian Burke and Damon Chavez see this form. You may use any lender.

303-955-4220

A live person answers. Not a robot, not a phone tree. Prefer email? homes@kennarealestate.com

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Divorce Decisions™: Colorado divorce workshops and education. Real estate services provided by The Kenna Real Estate Group at Keller Williams DTC. Not legal, tax, lending or financial advice.

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